Protecting your privacy is important to First National Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. To protect your privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do no permit these companies to sell to other third parties the information we provide them. The following policy serves as a standard for all First National Bank employees for collection, use, retention and security of nonpublic personal information.
What information we collect about you.
From signature cards and loan applications and other forms, we obtain information such as name, address, social security number and income.
From transactions with us, and other companies that work closely with us to provide you with financial products and services, we obtain information such as your account balances, payment history, parties to transactions, and debit cards.
From consumer reporting agencies we obtain information such as your credit worthiness and credit history. From verifications of information you provide on applications and other forms, we obtain information from current or past employers, other financial institutions and other sources listed on the application.
What information we disclose about you.
We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do no disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Our employees are trained in the importance of maintaining confidentiality and your privacy. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard you nonpublic personal information.